A novel, 1K, self-crosslinking acrylic copolymer emulsion designed for high performance air or force-dry, factory-applied OEM plastic coatings for interior automotive and consumer electronic equipment. This emulsion has been engineered to meet emerging interior automotive OEM performance specifications such as resistance to sun screen lotions (including SPF-45), DEET-containing insect repellents, surface cleansers and protectants.